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Health Insurance For Freelancers



As a freelancer, you may come to realize that leaving your 9-5 corporate job also leaves behind your healthcare benefits. One of the hardest things about being a freelancer can be acquiring healthcare. When you’re used to having health insurance through an employer, it can be a shock to find out how expensive it is to buy your own policy. However, there are a few options available to help you get the coverage you need.


One way to get healthcare as a freelancer is to join a professional organization that offers group health insurance to its members. These organizations usually work with a specific industry, so find one that represents freelancers in your field. Another way to get healthcare is to go through the Healthcare Marketplace. The Marketplace is a government website where you can shop for and compare health insurance plans.


There are a few things to keep in mind when you’re looking for healthcare as a freelancer. First, you’ll want to make sure the plan you choose covers the essentials like doctor’s visits, prescriptions, and hospitalization. You’ll also want to make sure the plan fits your budget. Healthcare can be expensive, so it’s important to find a plan that you can afford.


If you’re having trouble finding a healthcare plan that works for you, there are a few resources that can help.


  1. One option for healthcare is to get a plan through the Affordable Care Act, also known as Obamacare. You can shop for plans and see if you qualify for a subsidy at Healthcare.gov.

  2. The Kaiser Family Foundation offers resources and information about health insurance.

  3. The Freelancers Union is a great resource for finding information on healthcare and other benefits for freelancers.

  4. The Small Business Administration also has a website with information on healthcare options for small businesses and self-employed individuals.

  5. Join a professional organization that offers health insurance to its members, such as the National Association for the Self-Employed.

  6. Find a health care sharing ministry, which is a faith-based organization that helps members pay for medical expenses.

  7. You can also purchase a short-term health insurance plan, which can be a good option if you’re between jobs or waiting for your Obamacare plan to kick in. Be aware that these plans don’t cover pre-existing conditions, and they’re not renewable, so they’re not a good long-term solution.

No matter what option you choose, getting healthcare as a freelancer is important. Make sure you do your research and find a plan that fits your needs and budget.


There are also a few companies that offer health insurance for freelancers, such as Freelancer’s Health Insurance and The Freelancer’s Plan. No matter what option you choose, make sure to do your research and compare plans to find the best coverage for your needs and budget.


Healthcare.gov is a great resource for freelancers to start their research.

The following websites will also have more information to find a solution that best fits you and your family.



Don't forget to explore the SocietyGal Freelancer Directory for even more opportunities.




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